BUILT IN SINGAPORE

Maps for your financial life.

Every route priced before you commit. Every number checked against Singapore's real rules.

See my financial roadmap How it works

PDPA COMPLIANT·ADVISOR-LED·WE DON'T SELL PRODUCTS

Sample dashboard view illustrating f1gures capabilities. This is an illustrative view. Actual dashboard displays your connected account data.

THE PROBLEM

Your money is not isolated. So why does it feel that way?

CPF $128,400
DBS SAVINGS $42,100
INVESTMENTS $71,800
INSURANCE · FOLDER last opened 2019

Every financial decision feels like a coin flip, because you never see the full picture.

  1. Buying a house quietly affects your car plans.
  2. Your car plans quietly affect retirement.
  3. Your retirement plan is shaped by your children's school fees, three years from now.

The industry pretends these are separate decisions. They're not.

f1gures is the first platform built for how money actually works.
Connected, continuous, and always in motion.

THE CATEGORY

What institutions have had for decades.

A Bloomberg Terminal gives an institutional investor one view of everything they own and every decision in front of them. Nobody built that for a household. We did.

f1gures changes that.

  1. 01

    Real data.

    Live transaction data partners and government sources today. A core piece of singapore's national financial data infrastructure is next, once the integration is signed.

  2. 02

    Real predictions.

    Your data is already telling a story. We listen, we connect the dots, and we tell you what's coming next.

  3. 03

    Real benchmarks. COMING AFTER LAUNCH

    See how you compare to peers with your profile. Spending. Saving. Net worth growth. Your buffer.

Two views of the f1gures workspace, one above the other. Above, a Client Discovery session on the Assess The Present step, with seven cards: investments, the insurer's financial product, assets, liabilities, current inflows, CPF and SRS, and current outflows. Below, the home and properties view, a map of Singapore with a price range against each town beside a historical property price panel showing a twenty-fifth and a seventy-fifth percentile and a chosen range. SAMPLE SESSION. FIGURES ILLUSTRATIVE.

THE THREE CORES

Three things that were broken. And what each one took to fix.

  • 01 · EFFICIENCY

    Everything under one roof.

    You have eighteen accounts and no single place that adds them up, so the answer to a simple question, can we afford this, takes a weekend and still feels like a guess. Connect once and the whole terrain is drawn. CPF, banks, property, investments, insurance, loans. Your advisor sees the same picture you do, which is the part that changes how the conversation goes.

  • 02 · EFFECTIVENESS

    Trade-offs, not promises.

    Every tool you have tried told you what you could afford. None of them told you what it would cost you somewhere else. We price both routes. Bring the home upgrade forward two years and you can watch the CPF Ordinary Account drain sooner, the savings curve dip deeper, and the retirement date move. In dollars and in years, before you commit.

  • 03 · TRANSPARENCY

    No black box.

    The industry hands you a number and asks you to trust it. You cannot see what went in, and the person showing it to you is often paid on what you buy next. Every figure here traces back to something you told us or something we connected. When there is a fork, we draw both branches and cost both branches, including the one we are not recommending.

SEE · PREDICT · ACT

Underneath the three cores, three capabilities.

This is the machinery. The cores above are what it is for.

See everything.

One dashboard for every account, every asset, every obligation. CPF, banks, investments, insurance, property. Connected, categorised, continuously updated.

Predict anything.

A CFO for your household, watching for the tax bill before it lands, the refinance window while it is open, and the cover that costs more than it should. Life events rarely arrive without warning.

Act with certainty.

Routes priced for every goal and ranked on fit. When you are ready to move, introductions to vetted partners who compete for your business, and only when you ask.

THE PLANNING CIRCLE

Better with your advisor in the room.

YOU ADVISOR SPOUSE

PLANNING CIRCLE · SOLO MODE

f1gures works through a planning circle. A small group of trusted people you invite into your financial life. At minimum, you. Add your financial advisor and the full dashboard opens: personalised recommendations, the household CFO layer, continuous life-event predictions. Add your spouse. The circle widens from there, as and when you want it to.

ON YOUR OWN

Isolated planning tools.

  • Car affordability calculator.
  • Home purchase simulator.
  • Tax forecast.
  • Peer benchmarking insights.

WITH YOUR ADVISOR

The full dashboard opens up.

  • Connected view across every account.
  • Proactive predictions and alerts.
  • Personalised recommendations.
  • Human judgement on every decision.

TRUST & PRINCIPLES

We're the map, not the shop.

You already have enough apps trying to sell you things.

f1gures is different. We don't sell financial products. We don't earn more when you buy one product over another. Our recommendations are ranked by what's best for you, and nothing else.

FOUR PROMISES

Neutral.
Not owned by a bank, insurer, or product manufacturer. We earn when you win.
Advisor-led.
Real financial advice stays with licensed professionals. We give you and your advisor the tools. You keep the judgement.
Data minimisation.
We categorise and predict. We don't sell. Partners never see your raw data. They see you when you're ready to meet them.
Your data, your control.
Export anytime. Delete anytime. Full transparency on what we hold, in plain English.
Read our full data principles

PEER BENCHMARKING

How do you really compare? COMING AFTER LAUNCH

Coming after launch. This needs a user base before it works

It needs a user base to be worth reading. We would rather show you the badge than a chart built on nobody.

Are you spending more than peers your age? Saving enough for your income bracket? On track for the life you want?

f1gures pulls from four data sources (your own history, our user base, government data, and trusted third-party partners) to show you where you stand. Not against strangers. Against people who look like you.

  • SAVINGS RATE

    ILLUSTRATIVE
    0% 50% 100% YOU

    TOP 14%

    AGE 38 · COUPLE · NO KIDS · $21.6K HH/MO

  • MONTHLY SPENDING

    ILLUSTRATIVE
    YOU LESS MORE

    MEDIAN

    AGE 38 · COUPLE · NO KIDS · $21.6K HH/MO

  • NET WORTH GROWTH

    ILLUSTRATIVE
    +$142K VS PEER -3 YRS NOW

    TOP 22%

    AGE 38 · COUPLE · NO KIDS · $21.6K HH/MO

  • EMERGENCY BUFFER

    ILLUSTRATIVE
    6 MONTHS YOU · 4 MO PEER MEDIAN YOU

    ABOVE MEDIAN

    AGE 38 · COUPLE · NO KIDS · $21.6K HH/MO

Benchmark your spending. Your savings rate. Your net worth growth. Your buffer against a bad year. Then see what the people ahead of you are doing differently.

DATA INFRASTRUCTURE & INTEGRATIONS

Built on the rails Singapore's institutions already run on.

Not scraped data, not guesswork. Where we connect, we connect to the source. Here is what is live today and what is still being built.

  • [Strategic data partner]

    COMING

    A core piece of Singapore's financial data infrastructure.

    • COMING

      Major banks and insurers.

      Live account data, direct from source.

    • LIVE

      Transaction data partners.

      Real car prices, real property transactions, real market data.

    • COMING

      Licensed financial institutions.

      Live mortgage and investment feeds.

Ready to see the full picture?

Start free. See your financial health score, run your first isolated roadmap, and benchmark yourself against your peers. No advisor needed.

When you're ready for the full platform, bring your advisor into your planning circle. Or let us introduce you to one.

A MAP, NOT A SUBSCRIPTION

I'm a financial advisor

PDPA COMPLIANT · ADVISOR-LED · WE DON'T SELL PRODUCTS